INFLUENCE OF FINANCIAL BEHAVIOR, FINANCIAL LITERACY INCOME, EDUCATION, AND GENDER ON PERSONAL FINANCIAL PLANNING ON ISLAMIC UNIVERSITY STUDENTS MEDAN CITY PRIVATE

Abstract

The purpose of this study was to identify and analyze the effect of financial behavior, financial literacy, income, education and gender on personal financial planning, both partially and simultaneously. The approach used in this study is an associative approach. The population in this study were all students of the private Islamic university in Medan. The sample in this study used the Lemeshow formula, totaling 100 students at the private Islamic university in Medan. Data collection techniques in this study used interview techniques, documentation studies, observations, and questionnaires. Data analysis techniques in this study used Multiple Liner Regression Analysis Test, Hypothesis Test (t test and F test), and the Coefficient of Determination. Data processing in this study used the SPSS (Statistics Package for the Social Sciences) software version 24.00. The results of this study prove that partially and simultaneously financial behavior, financial literacy, income, education and gender have a significant effect on personal financial planning in private Islamic students in the city of Medan

Keywords : Financial Behavior, Financial Literacy, Income, Education, Gender, Financial Planning